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🏛️ National Insurance Commission (NIC) Registered Directory

Licensed Underwriters in Ghana

Direct institutional clearinghouse for policyholders, executors, and bereaved families. Query institutional claim numbers, licensed registrations, and verified corporate portals across Ghana.

📖 Statutory Guide for Families & Executors

Understanding Insurance in Ghana: Life vs. General (Non-Life)

Under the Insurance Act of Ghana enforced by the National Insurance Commission (NIC), composite insurers are strictly prohibited from mixing balance sheets. Life assurance funds cannot be pooled with vehicle or property risk. That is why licensed underwriters operate as distinct legal sister institutions.

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Life Assurance (NIC/LF)

Protects human life, health, and longevity. Covers funeral benefits, term life, whole life, child education endowments, and retirement annuities.

💡 For Next-of-Kin: This is where cash death benefits and family payouts reside.
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General / Non-Life (NIC/NL)

Protects tangible assets and liabilities against physical damage, fire, or theft. Covers motor vehicles, residential properties, commercial cargo, and marine transit.

💡 For Executors: Helps administrators locate active policies guarding houses and vehicles.
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InheritanceBox Sovereign Mandate: We are strictly an encrypted informational disbursement platform. We do not hold money or pay out claims directly. We disburse verified policy numbers, account records, and underwriter claim desk contacts directly to authenticated next-of-kin so families can claim what is legally theirs without middleman delays.
Showing 0 of 9 verified underwriters
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Life Assurance

Enterprise Life Assurance

NIC Registration: NIC/LF/001
Claims Hotline: +233 30 263 4777
Official Desk: info.life@enterprisegroup.com.gh
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Life Assurance

GLICO Life / General

NIC Registration: NIC/LF/004
Claims Hotline: +233 30 221 8500
Official Desk: info@glicogroup.com
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Life Assurance

Hollard Insurance Ghana

NIC Registration: NIC/LF/005
Claims Hotline: +233 80 044 4999
Official Desk: info@hollard.com.gh
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Life Assurance

Metropolitan Life Insurance

NIC Registration: NIC/LF/007
Claims Hotline: +233 30 263 3999
Official Desk: info@metropolitan.com.gh
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Life Assurance

Old Mutual Life Assurance

NIC Registration: NIC/LF/008
Claims Hotline: +233 30 700 0600
Official Desk: contactus@oldmutual.com.gh
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Life Assurance

Prudential Life Insurance

NIC Registration: NIC/LF/009
Claims Hotline: +233 30 220 8888
Official Desk: customercare@prudentiallife.com.gh
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General / Non-Life

SIC Insurance PLC

NIC Registration: NIC/NL/002
Claims Hotline: +233 30 228 0600
Official Desk: sicinfo@sic-gh.com
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Life Assurance

StarLife Assurance

NIC Registration: NIC/LF/003
Claims Hotline: +233 30 273 9300
Official Desk: info@starlife.com.gh
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Life Assurance

Vanguard Assurance

NIC Registration: NIC/LF/006
Claims Hotline: +233 30 221 3444
Official Desk: info@vanguardassurance.com
Claims Dossier NIC Verified Gateway
Direct Claims Hotline:
Official Claims Desk:
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✓ NIC Verified Underwriting Institution

Underwriter Claims Dossier

NIC License Number
Direct Claims Line:
Official Claims Desk:
Statutory Regulator: National Insurance Commission (Ghana)
🏢 Principal Claims Directorate (Accra):
Head Office Directorate, Greater Accra Region
📋 Claim Lodgement Protocol:

When approaching this underwriter, present your verified policy number, deceased policyholder Ghana Card, and certified Letters of Administration. InheritanceBox does not hold claim funds.

⚖️ Statutory Document Lodgement Pack (NIC Standard)
  • Certified copy of Letters of Administration or Court Probate Grant
  • Original Ghana Card of the deceased policyholder and named beneficiary
  • Certified Medical Certificate of Cause of Death / Burial Permit
  • Official InheritanceBox Certified Policy Registry Extract
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